This article explains the circumstances in which it is possible to switch health insurance plans during the year. Generally, if an individual experiences life changes such as marriage, the birth of a child, or loss of a job, they can switch plans. Additionally, there are special enrollment periods that allow for changes to be made. Finally, there are some circumstances where an individual can switch plans outside of these designated periods. It is important to check the rules and regulations of specific insurance providers to ensure that any switch is valid.